What's a Conventional Mortgage?

If you have good credit and stable income, a conventional loan might be a great option for you.
They offer many great benefits such as lower interest rates for borrowers with good credit, flexible mortgage insurance options, and fewer penalties and fees. 


Typically, the first step to buying a home is to get pre-qualified, or pre-approved for a home loan. Once you’re pre-approved, you’ll know what price range you can shop for homes in. We work with some great lenders that have easy and streamlined applications. Please reach out to us if you have any questions!

Not as much as you may think! While there are different types of loans, such as conventional, FHA, VA, and the list goes on… Your initial down payment can be as little as 3%. That means on a $450,000 home, your down payment could be only $13,500.

Well first of all, you’ve got us 😉 But in almost every case, we’ll be able to show you a list of homes that have recently sold in the neighborhood or area you’re looking at buying your home. We’ll find homes that are similar in condition, square feet and upgrades to help you assess whether you feel like you’re getting a good deal on your home.

Typically, we can close on your home sale within as little as 30 – 45 days, although while uncommon, we’ve seen it happen faster! We’ll help you navigate the closing and give you advice on things that will help ensure a fast close, so you can take possession of your new home as quickly as possible.

As many as you need to! We’ve had clients that found their dream home on their very first showing. We’ve also had clients that wanted to see dozens of properties before making a decision. Ultimately, we always represent your interests. We’ll make sure we give you the very best advice that we can, to help you make an informed decision, including how many days most homes stay (or don’t stay) on the market.

Yes, you certainly can. However, sometimes that can put your earnest money at risk, which is typically $1000 or more. That said, we protect our home buyer clients with robust contracts to ensure you have the right to terminate, with as little financial obligation as possible, while still making a strong offer that a seller wants to consider.